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Second home owners face doubling of council tax to prevent 'ghost towns'

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Published Date: 16 March 2008
WEALTHY Scots who keep second homes in some of the most scenic parts of the country face a doubling of their council tax in a shake-up of local government.
Local authority chiefs in the Highlands, Fife, and Argyll and Bute say they intend to use the SNP Government's reform of local tax to massively inflate the tax they charge on second homes in their areas.

They argue that with as many as 90% of hous
es in villages being owned by city dwellers from elsewhere in the UK, there needs to be a higher tax so that locals are able to buy the houses instead.

Villages such as Plockton in the Highlands or Crail on the East Neuk in Fife are often cited as cases where holiday home-owners have bought up large numbers of properties, leading to claims that they turn many communities into ghost towns when they are away.

Currently, second home owners have to pay 90% of the local council tax rate, reflecting the fact that they do not use local services as much.

But it has now emerged that ministers are encouraging councils to increase that rate if they see fit.

The development is revealed in the small print of plans announced last week by the Scottish Government to scrap the council tax. Ministers intend to keep the tax for second homes.

The document declares: "Local authorities for whom such properties (second homes] have reduced the supply of affordable housing may wish to set a higher level of tax."

The new higher rates would be used to boost the number of cheaper homes in such areas.

Council chiefs in such areas who were contacted by Scotland on Sunday said they would like to utilise the new powers.

Highland councillor Mike Foxley said: "The vast majority of people in the Highlands with a holiday home are wealthy and well able to pay an extra levy for their second home. This is about equity and the lack of affordable housing."

He added: "On the west side of Ardnamurchan, 50% of the homes are holiday homes, and it rises to 90% in some of the townships. We need to put a disincentive to that situation increasing in the future. I would like to double it."

Peter Grant, leader of Fife Council, said: "There are villages under threat because of the number of holiday homes. There are some parts of Fife, such as the East Neuk, where there are only a small percentage of local people living there, to the extent that pubs don't bother opening during the week in the winter because there is nobody there."

Robert MacIntyre, the deputy leader of Argyll and Bute Council, added: "Personally, I am in favour of raising the tax. We in Argyll and Bute have a serious problem with affordable housing and keeping our young people."

The SNP's plans also suggest that in parts of Scotland where there are low levels of second home ownership, the current 90% tax rate could be lowered.



Page 1 of 1

 
1

Why Are 400,000 Leaving The UK Each Year ?,

15/03/2008 23:26:56
Its not the doubling of council tax that is causing the exodus from Argyll & Bute.

It is Argyll & Bute Council itself, that is so utterly hopeless, that people are just so sick of the cooncil and are leaving in droves because of it. Tammany Hall has nothing on Kilmory Castle.... Tahttp://en.wikipedia.org/wiki/Tammany_Hall

Shame though, nice scenery !
2

Juan Kerr.. :-),

16/03/2008 00:44:55
Good! Perhaps people born in the highlands and countryside can now aford to stay there if they wish. Instead of being festooned by complaining and obstuctive city nimbies.

3

,

16/03/2008 02:57:01
Comment Removed By Administrator
Reason:
4

KampungHighlander,

Jakarta 16/03/2008 03:27:15
The devil as always is in the implementation. If they are going to double the rates for second home to 180% of the tax that people pay for their primary residence. Would not a large portion of these holiday home owners just not declare the Cottage in Fife as their Primary residence and the Flat in Edinburgh as their Holiday home? Local councils that think this will get rid of the incomers might been in for a surprise. The incomers if they chose this strategy may become the voting majority in the council elections.
5

A Better Way,

Edinburgh 16/03/2008 04:14:48
Of course the additional tax could be applicable to homes that are the least used to get around that type of tax dodgers.

The bottom line is that we need to find a way to repopulate the Highlands by Scots who are willing to become an integral part of the Community. This needs to be achieved at the same time as creating affordable housing for the younger generations of locals who wish to raise their kiddies in the communities they grew up in.

Obviously that target will be a lot easier to achieve once we have control of our own country and its income. As long as we keep accepting the Pocket Money that Westminster decides we get or allow Westminster to keep 400 million quid that is legally ours under the Barnett System just to punish the Scottish Nation for Electing a Political Party who's only masters are the Scottish People. Its Time To Vote the Scottish Way and take our country back.
6

KampungHighlander,

Jakarta 16/03/2008 04:49:36
#9
And how do you propose they do that. Are you going to have council employees knocking on everyones door, everyday to see if their in. There goes all the additional revenue.

The idea of repopulating the Highlands while laudable, is impractical. The world has been urbanizing for the last 300 years and will continue to do so. I don't see what is so terrible by having an economy built on servicing the needs of Holiday Makers.
7

Larry Hallatt,

Chesley Canada 16/03/2008 07:13:13
We have foolish local governments also in Canada that frown on vacation properties in some rural agricultural communities and townships. Unfortunately for the farmers....most farming is a very poor investment return, while selling off some real estate is quite profitable.

The other thing is second household use far less local services. They rarely use our hospitals, don't send kids to our schools, use the roads only seasonally, and don't demand snow plowing yet they pay the full taxes.

I would love to have another few hundred vacation homes in my township, they could pay a good portion of my taxes!...if the foolish local council did not simply eat the extra tax revenue in salaries and wasteful new spending I would be way ahead.

I don't mind a few more neighbours. I and my farm neighbours have more than a my hundred acres each and any new residence will be far enough from my house.

I believe most of the problem in Scotland seems to be because building permits are not issued easily or cheaply enough to build new structures in the villages. The problem tends to be bad local government.
8

connaughtboy,

stonehaven 16/03/2008 08:19:57
#11 It is fairly easy to determine if a property is being used as a holiday home or a main residence.

Under the current system, these homes are already declared as second homes for the purpose of benefitting from the 90% council tax. It would be difficult for the owner to elect for the holiday home to suddenly become the main residence. The electoral role is a useful source of information. Place of work is easily established. Where the children attend school is known. And yes, someone going round to check. (You may recall a recent story where parents were buying flats within certain school catchment area but not actually living there. One family were found out when inspectors visited the house at found that only one room was furnished!)It really is not beyond the wit of man to determine where the main place of residence is.
9

Drover,

over here 16/03/2008 08:59:00
I've no problem with increased council tax for second homes. But they don't go far enough.

IMO the councils should impose a 300% level on EMPTY houses. Around 5% of the total Scottish housing stock is sitting unused, with a high proportion in rural areas. OK, many of them are substandard, but there are several grant schemes around to help owners modernise them. A tax "incentive" might encourage renovation (and thus work for tradesmen - if they can be got, but that's another story) for rent or sale in the market.
10

KampungHighlander,

Jakarta 16/03/2008 09:14:44
#14
People keep telling me its easy, but nobody can explain how. I have no kids so no school attendance to check. If I am using the place as a holiday home its going to be fully furnished. Fife is within reasonable commuting distance of Edinburgh and Loch Lomand or Argyle is within the realms of possibility for Glaswegians. I just dont think there is a practical way you can tell. I don't see how you can justify charging someone who is less of a drain on local services more money than someone who is a full time resident. The problem for these remote communities is a lack of employment opportuities. To blame it on the incomers is shortsighted and speaks to the bigoted instincts that this isolation breeds.
11

KWC,

Edinburgh 16/03/2008 09:33:13
Would that mean our MSPs paying extra tax on their subsidised second homes here in the capital? Politicians voting to disadvantage themselves -- may I live to see the day.
12

brownlie,

glasgow 16/03/2008 09:44:31
Clarry 16
You ask why people buy second home. I know of one instance in the Hebrides where the bank forced the sale of a house because of mortgage arrears. The house was snapped up for £100,000 and is now on sale for £180,000. There will always be opportunists, in pursuit of a fast buck, around.
13

KampungHighlander,

16/03/2008 09:55:51
21
180,000 for a house in the Hebrides? Must be a Mansion for that price. SNH has a listed Mansion on Rhum that they cant get anyone to take of their hands.
14

David MacVicar,

TheWeb 16/03/2008 09:56:56
Support for Labour hits 25-year low.
http://www.timesonline.co.uk/tol/news/politics/article3559480.ece

Ha ha.


You Gov poll:
http://extras.timesonline.co.uk/poll.pdf
Sample Size: 2311. Fieldwork: 13th - 14th March 2008
Scottish respondants:
SNP 31
LAB 30
CON 18
LIB 11

Labour in Meltdown. Even for a GE the SNP look to be overtaking them.

The Scotsmans and BBC etc attack on the character and integrity of Alex Salmond to reduce SNP support is FAILING.

People can see through the Bias for what it is!
15

Pilrig.,

Livingston 16/03/2008 09:57:09
11- it isnt a question of repopulating the Highlands or the Borders, it's question of stopping young locals from moving out of the areas cos they cant afford local property prices. The answer is council housing, not the mythical "affordable hoosing" which is just a carrot by developers for suspicious cooncils.
16

Drover,

16/03/2008 10:03:09
18 clary. Totally agree - more "mythical affordable hooses according to Pilrig", but who pays? Estates and other landowners who choose to exercise their right to keep empty properties.
Job done!
17

Pilrig.,

Livingston 16/03/2008 10:15:02
19 I've nothing against incomers, as I'm an incomer to Livi itself as my monicker suggests. And incomer can bring benefits, but not all incomers are benevolent, for example the incoming bigots who prevented a Gaelic-speaking primary being established on Skye.

And yep, Drover, affordable hooses - the stuff of myth.
18

Justified Sinner,

Glasgow 16/03/2008 10:27:12
What about holiday homes that are professionally rented out and busy?

I reckon that my holiday house generates as much income for the local community as many "locally owned' businesses or crofts.

Local builders are also doing a roaring trade, a new building supply shop has opened.

I bought several years ago thinking that house price inflation had ended.
It hadn't... that was just my luck.

It certainly has now.... a previous poster was correct, it is reasonably priced rental accommodation that is needed, with no "right to buy".

Many countries eg Germany have much larger rented sectors.
Germans invested their money in shares not in houses, with rather better results for their economy.




JS
19

kilomike,

Lower Greewich Canada 16/03/2008 10:37:48
As I live in an area with a lot of second homes ( or in some cases 3rd and even 4th homes) the doubling of local taxes is a very easy FIRST STEP, the ultra rich will find lawyers able to find loop holes in every other tax, but it is very difficult to prove it is not a second home when the owner is not there ( or renting it out ) 8-10 months in the year.

GO FOR IT, if double is not enough to stop the practice, double it again.

I would of course allow a home purchased for, say, future retirement, WITHIN 12 months to avoid the additional tax.
20

KampungHighlander,

Jakarta 16/03/2008 10:58:07
25 & 26
I am right in saying that if somebody has a vacant or abandoned property under the current system then no Council Tax is paid?
21

Janis *,

london 16/03/2008 11:01:50

The good Dr Foxley knows well that the largest employer on Ardnamurchan is Tourism & imposing large tax hikes on holiday homes will not help this. Affordable housing fine, but employment too for the youngsters.

I'm sure 2nd home owners will just register the Scottish one as their main resident & to monitor or police this would be pretty impossible. As someone has already pointed out persons with multiple homes are usually savvy & with contact to good
lawyers.
22

joppa jock,

Huntingdon 16/03/2008 11:07:29
This is a problem that extends right across the British Isles with places such as Devon and Cornwall suffering the same problems as Scotland. The weekenders bring little to the local economy as most arrive laden with their supplies. Restaurants and pubs might get a bit of business from them but not enough to sustain their businesses for the year.
It is another sign of the huge division between the rich and the poor that has created false property values in rural areas and has made it impossible for young people to remain in their own locality on leaving home. I'm sure some very nice people own second homes but have no idea of the problems they have created.
23

Pilrig.,

Livingston 16/03/2008 11:09:09
29 - re your query,to be honest I don't know.
The 2nd homes issue is a red herring, the problem for the Highlands, Islands and the Borders is to keep it's young folk from migrating to the big cities and beyond. The two solutions are employment - which is another matter - and providing them with reasonable hooses, and as far as I'm concerned that's where the cooncils and hoosing associations come in.
24

brownlie,

glasgow 16/03/2008 11:33:28
22 Kampunk

Please don't display your ignorance for all to see. Check out Hebridean Properties or Western Isles Properties.
25

KampungHighlander,

Jakarta 16/03/2008 11:42:48
#32
I agree, I come from Inverclyde which has been losing population for the last 60 years. It has recently gotten an uplift from people who work in Glasgow looking for somewhere affordable to live. That is the dynamics of the market at work. There are 100's of wee villages all over the Highlands and Islands of Scotland that disappeared during the clearences centuries back.

I understand that people have an emotional attachment to the town or village where they live, that these places are having difficulty is sad, but trying to sustain artificially will only delay the inevitable.

There councils should direct there attentions to creating employment opportunities within their communities and loosen development restrictions on people who want to construct homes.
26

KampungHighlander,

Jakarta 16/03/2008 11:54:04
#33
Brownie

I readily admit that I am completely ignorant of Hebridean Property Prices. Never thought about living there frankly, a bit hard to get to. So enlighten me what do you get for 180,000 thousand pounds.
27

Drover,

16/03/2008 11:59:19
29. There is a range of discounts and exemptions, depending on local authority area, and depending on the circumstances of the last occupancy.

(Thought: wonder why we need 32 local authority variations on a common theme.)
28

Drover,

16/03/2008 12:09:15
Lots of agreement about lack of "affordable" homes driving young people from their native rural areas.

However surely the main reason for lack of homes for folk is the "shortage" of land to build on - a totally artificial shortage caused by reluctance of landowners to release suitable land, and crazy zoning allocation and restrictive policies by planners.
29

stevie a,

Edinburgh 16/03/2008 12:57:38
unable to buy in Scotland... why? too many outsiders buying up property for holiday homes or to rent out, pushing up the price of property and pushing it out of reach of locals. Locals move away.. the fall in the local multiplier effect in rural aras makes the locality uneconomic for use as anything other than a picture postcard. Time such practices were stopped and properties restored.... Allocate the criteria of residence. Doubling council tax will have no effect... having to move abroad soon.. why? cannot afford to stay here any more....
30

Heilan laddie,

Pertyh, Wa 16/03/2008 13:25:32
I think the government has to go a step farther. As well as trying to make homes affordable in rural and highland areas they should also make Scotland more atractive to encourage people to move back home from over seas.
Instead of making life difficult for people returning home to obtain the most basic of needs they should be trying to bring us back. I tryed moving home two years ago and lasted only nine months and moved right back out again. It appears foreign incomers have more rights than Scots.
31

Drover,

16/03/2008 14:01:43
But the additional revenue generated by higher council tax on second and empty homes can be used by the councils to fund the building of council/affordable houses.
32

An Beal Bacht,

16/03/2008 14:08:52
It's a start.
33

nolimits,

West Coast: Canada 16/03/2008 14:17:19
#40: Yup, I wanted to move back 'home' and start a small business. The problems arising with planners,permits, and a refusal to allow a Western Red Cedar log home to be built, because of, so help me, a 'lack' of insulation in the walls, just defies any common sense. I gave up.
34

Publius,

Girvan 16/03/2008 14:19:34
This story is a load of cobblers. Local people don't move away because they can't afford a local hoose. They move away because there are few local jobs that are well-paid and interesting. As often as not they move to Edinburgh or Inverness or London where hooses are even more expensive than the highlands or Fife.
And some of the badly paid local jobs are for landowners who may well own several houses as well as castle or two or for large companies that could well afford to pay more.
As several posts point out local councils could easily create cheaper houses by releasing more land for building or building more social housing. Mind you they wouldn't find a lot of takers.
End of.
35

Soosider,

Glasgow 16/03/2008 14:33:20
#45
completely agree as far as I can see the proliferation of second homes is a continuing Urbanisation that has been going on for 300 years. Most young folk leave these areas not because they cannot afford a house, but because of job opportunities. Many of these communities would collapse if it was not for the use of second homes, without them many of these houses would have fallen into disuse and disrepair. Whereas second homes are not perfect for local community they do make significant contributions to maintaining local services, with out them many of these would collapse and become complete ghost towns
36

wayne bijlyeerheid,

16/03/2008 14:36:17
The WoS Labour Party members' money will be safe.
Their second, and third, homes in Donegal will be beyond any Scottish Government tax officers reach.
Well done the people's party, keeping their own for their own and fighting narrow (Scottish) nationalism at the same time.
37

Janis *,

london 16/03/2008 14:53:56

I agree with poster 46 who agrees with poster 45! It's worthwhile employment young people need in the Highlands.

Incidentally many of the people in London, who have two homes, register the London residence as 2nd home. 10% off a London C.Tax is usually larger than elsewhere. Proportionally London has more 2nd homes registered than anywhere else in UK.
38

brownlie,

glasgow 16/03/2008 14:56:15
Kampung 35

Pretty much the same as you would get in parts of Glasgow
39

The Tin Man,

Over the Rainbow 16/03/2008 15:22:14
This story is utter drivel. As pointed-out above, people with more than one abode will claim the cheapest house is their main residence. Perhaps it is a ploy to fill the council funding void being created by the Council Tax freeze and the Local Income Tax proposal.

P.S. How about NOT freezing the council tax, and exempting pensioners from paying it?
40

Furchrissake,

16/03/2008 15:23:51
All this grovelling to the moneyed minority makes me sick. Have you Scots no pride left? In a country with massive homelessness and inadequate housing for Scots, we allow these people to capitalise on the backs of the needy locals. Why on earth should locals stay and work locally! when they can't afford to stay, or would want to stay, in the housing stock left over?
41

The Tin Man,

Over the Rainbow 16/03/2008 15:40:36
#52

I am sorry, but you are wrong. Scottish taxpayers bend over backwards to subsidise the needy.
42

nabodican,

Rural Scotland 16/03/2008 15:43:33
Why penalise holiday home owners when it was locals that were quite happy to sell these homes in the first place! How about catching up with them and clobbering them for tax.
43

Furchrissake,

16/03/2008 15:48:23
Have money, will buy property wherever they can.
44

inoui,

Jomtien 16/03/2008 15:51:34
About time these leaches paid their way instead of relying on the lower income/retired to fund their utilities.
45

Drover,

16/03/2008 16:11:37
45 and supporters
I'd be interested to hear the evidence on which you base your statements. The various housing needs analyses that can be seen online and the size of the various housing waiting lists would suggest that it you that is talking cobblers. Neither of these two data sources include folk who want to return to an area, or folk who would want to move there if there was housing available, so there is actually a large hidden latent demand on top of these figures.
46

Furchrissake,

16/03/2008 16:16:13
They are parasites living off local sweat. If they like the area, then they are welcome to live there. But, flashing wealth by buying up second homes to bolster their investment packages is hardly the stuff of a fair and equal society.
47

Sambo,

The deep south 16/03/2008 16:29:06
Okay so you drive out the second home owners so that younger folk can have a chance to buy a home.
Where do the young folk get the money to purchase a home and where will they be employed to be able to pay for a mortgage?
48

Sambo,

The deep south 16/03/2008 16:39:04
I have a second home 800 sq. ft. I live there in the summer months. I pay 1000 pounds a year council tax. I use no water,rubbish pickup,sewage,etc for 10 months out of the year. Aren't I taxed enough?
49

Nikostratos,

16/03/2008 17:01:45
#60

no not nearly enough they should bankrupt you.........
50

Sambo,

The deep south 16/03/2008 17:51:41
#61 Nikostratos
Do I detect a little envy hmm?
51

Larry Hallatt,

Chesley 16/03/2008 18:43:47
You are 100% correct #63 rulesbutnotrulers
52

Nikostratos,

16/03/2008 19:01:10
#62

My house since i (we)bought(£10,000) and paid for it has increased in price to £275,000.........But what about all the young scots with families they deserve and should get help to have a home in which to raise their Scottish born children.
53

Pilrig.,

Livingston 16/03/2008 19:24:36
43 - better that than b*gger all, which we have at present.
54

Pilrig.,

Livingston 16/03/2008 19:25:59
46 - they are virtually ghost toons, in the sense the local life blood is flowing oot of them.
55

Pilrig.,

Livingston 16/03/2008 19:27:07
53 - b*ll*cks
56

Pilrig.,

Livingston 16/03/2008 19:28:59
59 err the creation of jobs ?
57

Sambo,

The deep south 16/03/2008 19:39:37
#65 Nikostratos.
If the councils really get their way and re-evaluate the band systems to reflect current value for tax purposes, I'm afraid that you with you're 275,000 home may be the one facing bankruptcy
58

Sambo,

The deep south 16/03/2008 19:50:31
I am serious. You don't think that for a moment the councils will be needing to make up shortfalls due to the "freeze" on council tax and will propose re-evaluation on asset appreciation. If you bought years ago you were taxed in band A and now your home has appreciated you now could be considered in band D or E. Presently you are frozen unless you sell but don't be misled, rules can change.
The flat I have was bought for 500 pounds fifty years ago, sure it's worth a heckofa lot more now but I'm still in band A.
59

Sambo,

The deep south 16/03/2008 20:35:27
#65
"But what about all the young Scots with families they deserve and should get help to have a home in which to raise their Scottish born children".
I agree, but not at the expense of taxpayers. Aren't the Scottish people taxed to the hilt as it is?
It's a pity that council houses are no longer available for purchase. Many Scots families got on the housing ladder that way. I guess that was a Maggie Thatcher thing and should only be discussed in whispers.
60

barbour,

vaasa 16/03/2008 20:44:37
#70
I suspect that #65 Nikostratos is not only suffering from envy but also a deep requirement to tell untruths.
£10,000 to £275,000.He must have purchased at least 100 years ago in Edinburgh to gain that appreciation anywhere in Scotland.
61

bumpkin,

16/03/2008 21:03:10
This rule does not go far enough.
Main residence -- pay full council tax
2ND house, even if rented out------pay council tax x2
3rd house," " " "-------pay coucil tax x3
4th house " " "--------pay council tax x4
and so on
right up to council tax x4000 for the the duke of buccleuch, roxburgh , sutherland et al.

This measure is required to stop the revival of the private landlord.
The last 12 yrs (under labour) has led to a fall in private owner occupancy.
This must be arrested.
Every scot should have the opportunity to buy or build a house in their own locality, and not have to live at 6 months notice in a short assured tenancy, or a mobile home.
Many let cottages are still very substandard.
The scourge of landlordism must be cleared from scotland forever
62

Furchrissake,

16/03/2008 22:01:48
72 Sambo,The deep south - You are right and nobody blames you that your home has appreciated so much over the years. Good luck to you.

You're also spot on about the unspeakable thatcher. She has left all of our communities with worthless council housing stock - all the stuff nobody wants to buy and little change of ever getting on the housing ladder.

All second homes should be compulsorily purchased and sold on the local market. That'll teach em to try making profits from us. So there.
63

erchie,

yon shady glen 16/03/2008 22:05:59
This certainly a move in the right direction..Bumpkin i agree absolutetly with what you say, the quicker the running of our rural areas is taken out of the hands of a few greedy indeviduals the better.Short term tenancy offers no stability for people whatsoever.Also people go on about building affordable housing but this normally gets bogged down in red tape and objections from the usual band of affluent nimbies.The amount of derelict cottages is also a disgrace (the cabrach between rhynie and dufftown is a good example)if just half of these buildings were made available it would help to ease the problem. However no london govrnment in a 1oo years will ever implement anything to adress this, we also seem to be the only country that has these ridiculous land ownership laws. Im no socialist but if we hand everything over to the super rich were going back to hanovarian times in scotland, hardly progressive is it
64

Soosider,

Glasgow 17/03/2008 07:07:48
#63 They are virtual ghost towns because, people do not want to live and work in these areas any more for a whole lot of reasons. Council houses having been sold off, not any local employment, young folk wanting to better them selves to name but a few. Second home owners may contribute to this but very much as a consequence to the above. The truth is without these second home owners many of these properties would have fallen into disuse and disrepair, the population would continue to fall and more houses would become abandoned
65

bumpkin,

17/03/2008 20:39:09
soosider, you were maybe correct 15 yrs ago, but not today, with a but an ben worth £250,000.
Since farm incomes have been low for 10 yrs, townsers have had a feild day.
That is now changing at last.
Owners of dilapidated properties should be forced to sell to the tenants or other locals.
Run down estate houses are a national disgrace.
66

Royster,

18/03/2008 06:25:27
What about people who were born in the highlands and have a holiday home in their home town? How can you check whether it is a second home or not? Will highlanders be taxed double if they move out of the highlands if they are entitled to 'affordable' housing at home. As I've said before, there is always cheap housing in Middlesbrough and Hull. A beautiful location means higher prices.
67

THE TROLL HUNTER,

ARDNAMURCHAN. 01/06/2008 15:38:12
#77 I would sooner move to Mongolia than reside in Middlesboro or Hullgaria.

This tax will redress the balance between our nations ethnic people who for centuries ahve been driven from their own land. We need first nation status for them as they are now doing in many Canadian states.

It has been Brit Nat policy for years to create economic conditions that favour the ferry loupers from Essex who can sell their terraced midden in the sath, and buy a mansion in the Highlands for less. A more subtle form of ethnic cleansing than the Serbs used.

It is time for change. Our time has come.

 

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