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Treasury to tell Northern Rock shareholders: 'Bank is effectively bust'

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Published Date: 24 February 2008
SHAREHOLDERS in beleaguered mortgage lender Northern Rock have been dealt a further blow as the Government is expected to value their shares on the assumption that the firm had gone bust.
The Government is consulting its lawyer, Slaughter & May, about the process for establishing what compensation to pay Rock's shareholders. Once it has a legal framework in place, it will appoint an arbitrator to come up with a figure.

But in a statement to the Stock Exchange, the Government confirmed that the firm's independent valuer "must assume that the company is unable to continue as a going concern and is in administration."

The move is likely to cause a further headache for Chancellor Alistair Darling as he grapples with a banking sector already disgruntled over Northern Rock's apparent competitive advantage and shareholders mobilising for legal action over compensation.

RAB and SRM Global, the two hedge funds which together held more than 20% of Northern Rock's shares, have already started legal action.

Last night shareholders attacked the Government's valuation as a "nonsense", arguing that to value a company on "some sort of liquidation basis" makes "absolutely no sense".

Roger Lawson, of the UK Shareholders' Association, said: "If somebody said to you that this company would be valued on the basis that it is not a going concern, which is the terms of reference laid down by the Government, then the value is zero.

"In our view that is not a fair and reasonable way of valuing the company, and if the Government think they are going to get away without a legal challenge they can forget it. Northern Rock is going to go the same route as Railtrack, which means several years of interesting disclosures in court, ultimate embarrassment and probably the destruction of Mr Darling's career, as happened to Stephen Byers."

This week Angela Knight, head of the British Bankers' Association, will meet Treasury minister Yvette Cooper with plans to stop savings flooding into Government-backed Northern Rock deposit accounts. Their concerns were raised after former chancellor Kenneth Clarke said savers would be "mad" to withdraw money from what is effectively the safest bank in the world.

Northern Rock shares were trading at 90p before they were suspended on February 18. Hedge-fund investors claim they are worth around £4.25.

ON THE ROCKS

Comment: Terry Murden
Profile: Super Ron
Interview: John Goodfellow
Comment: Teresa Hunter

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  • Last Updated: 23 February 2008 5:47 PM
  • Source: Scotland On Sunday
  • Location: Scotland
  • Related Topics: SOS Business Columnists
 
1

Samcafe,

Glasgow 24/02/2008 07:37:06
Sorry guys, game's abogey, you backed the horse that did not win.
2

Andra, Dundee,

24/02/2008 08:37:39
Where would the business have been if the government had not stepped in - bust - with zero value to shareholders.
You win some - you lose some. It's time to move on.
3

Foresight,

By the Water of Leith 24/02/2008 09:11:12
Government buys bust bank for £100 billion. Conclusion - they couldn't run a pu in a brewery, therefore why should we allow them to run the country???
4

Evan Owen,

Snowdonia 24/02/2008 11:03:21
It was bust a year ago, well before they stepped in with unlimited guarantees, the idiots who bought shares with a view to makig a killing should sue the regulatory Shrek.
5

Toast,

24/02/2008 18:24:05
Anybody who even glanced at the Rocks "business plan" and then invested was gambling big style,as for the hedge fund,nothing but a load of chancers trying to exploit the situation,they are all lucky to get anything.
6

snoozyowl,

Wales 24/02/2008 21:54:07
Not only do we have to put up with Labour featherbedding the employees of a faled bank, we also are expected to compensate wheeler-dealers for a loss they will make by buying into a dodgy investment at a bad moment after NR was clearly in bad shape. Come on, there are limits!
7

Arnie,

Newington 26/02/2008 09:37:01
1 Buying shares is not like gambling on a horse you buy assets that entitle you to income in the form of dividends. Employees and ex employees in the SAYE scheme will have their life savings stolen in the manner you would expect from a tin pot dictatorship in a banana republic.

2 Shareholders are entitled to fair compensation based on either an income, asset or market value basis. The definition of fair market value states that valuation should be on a going concern states basis.

3 Govt is buying bank worth 2-3 billion for nil, the 100 biliion you hear banded about are the banks liabilities what isn't reported is that the bank has 113 billion assets.

4 Nonsense the bank had net assets of over 3 billion and made profits of .5 billion.

5 Northern Rock business plan was same as other banks around the world the reason they got into trouble whilst others didn't was because the BOE refused to act as lendor of last resort whilst other central banks did act when money markets dried up. Further other banks such as Bradford and Bingley who were in a similar position took alternative steps to sort out liquidity problems after seeing the political trouble Northern Rock got in after approaching treasury.

6 Bloke on question time saved £250 a month for ten years and has lost £100k his life savings when nationalised. If bank had not been nationalised then he would be entitled to dividends for the rest of his life and be able to pass on his shares to his family, he did not want to sell his shares - do you not think he deserves compensation?

 

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